A Few Things You Should Know about Workers’ Compensation in Lafayette, LA

If you have been hurt and can no longer work, your first thought may be to file for workers’ compensation. However, it may not be as easy as you think. The following are a few things you should know about this insurance.

This insurance is paid by your employer
Because it is paid by your employer, it is insurance to cover injuries at work. You must be on the job when the accident occurs. If you are hurt before work, after work or during a day off, you are not entitled to benefits. The fact that you cannot work because you were injured in some manner has no bearing on your workers compensation in Lafayette, LA. You must be injured at work.

Insurance companies routinely deny benefits
Even if you were hurt at work, your claim could be denied. Insurance companies are suspicious in many ways because fraudulent claims are common. For example, if you say you were injured on a Monday, an insurance company may suspect that you were hurt over the weekend. For this reason, you need to have witnesses to your injury, and you should also seek immediate medical attention to document your injury. If your workers compensation in Lafayette, LA. claim is rejected, you need to seek legal help.

If you have been injured at work and have filed for workers’ compensation benefits but have been denied, you should hire an attorney with experience representing workers in your situation. A good example of one is Chris Richard Attorney, with over 25 years of experience in this area of the law. You can connect with them on Facebook for more updates!

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