Features of Checking Casa Grande Bank Accounts

by | Jun 5, 2013 | Financial Services

Checking accounts are a competitive feature between banks, and they offer all kinds of services in addition to the ability to write paper checks. Nowadays, most people who have Checking Casa Grande accounts do most of their transactions electronically. In fact, many businesses don’t even accept checks any more, especially if you are out of state.

Most Checking Casa Grande accounts come with a free Visa debit card, which can be used with any store or online merchant who accepts visa credit cards. You’ll have to check with the bank to find out what they offer as far as protection for the debit card account, since it’s linked to your checking account. Having the FDIC guarantee and bank fraud protection will protect the account account and also protect the bank. However, those protections don’t protect you from identity theft, so some banks offer an additional free identity protection program to go along with the debit card. Visit Vwestcu.org for visa debit card in Casa Grande

Checking Casa Grande accounts also typically offer free bill pay with an account. This is a feature that simplifies your life by letting you set up automatic bill payments and avoid late fees and penalties if you forget to pay a bill. You save on envelopes, stamps, and paper checks, and there’s no waiting for mailing time for your check to get there, so you don’t have to pay a bill ahead of time. Some checking accounts require you to have direct deposit in order to get free online bill pay, but that’s another convenience feature, too, since you don’t have to make a trip to the bank or wait several days to have access to the funds.

In addition to applying for Credit cards through national well-known programs, customers who may not qualify for those cards may have a better chance of getting a credit card through their local bank or credit union, particularly if their bank offers secured credit cards. With a secured card, you pay a deposit that will equal the amount of the credit line you will have, but unlike a debit card, the credit card will report to the three major credit bureaus each month and help you re-establish or build a good credit history.


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