Collection agencies have no scruples at all when it comes to their collection practices. While some of them out there might be legitimate, others will do everything they can whether it is right or not, to collect on a debt. That is why these establishments are so heavily regulated by the government. If you get a good collection agency knocking on your door, then you should consider yourself lucky. If they are bad, then you can expect to see phone calls all hours of the night, your neighbors and friends being harassed over your debts, and other improper things such as calling your job so many times you get fired, or using foul language when they call you on the phone. This happens more often than people might want to believe.
Stop the Harassment from Collection Agencies by Hiring a Good Attorney in Knoxville
If you feel that you are being treated unfairly by a collection agency, then you need to contact the services of a credit collections attorney in Knoxville. This attorney can help you figure out what you need to do. They should be highly skilled in collection law. When you have your first consultation, the attorney will most likely try to determine why it is that you can’t pay the debt. This could be due to things like a job loss, a change in family circumstances, or something else legitimate such as an illness that prevented you from working. Whatever your reason for not clearing the debt may be, a good collections attorney will be able to help you through the process.
Listen to the Advice of Your Credit and Collections Attorney
During your consultation visit, your attorney may make recommendations for your case based upon the information that you give them. It is wise to heed their advice, because that is what you are paying them for, and they know the business better than anyone. They may make a recommendation that you file for bankruptcy if the collection debt isn’t the only debt that you have. This will get collection companies and other creditors off of your back. It will also give you the fresh start that you may desperately need. Filing for bankruptcy isn’t taboo like it was thirty or forty years ago, so you won’t have to worry about what others might think. In most cases your friends and relatives won’t even know you are filing unless you specifically tell them, because even though your name will be published in a newspaper as filing a bankruptcy petition, it will not be in your local paper. A bankruptcy can really help many people to get their life back on track.
The Law Office of Brent S. Snyder offers credit collections Knoxville services in the State of Tennessee. The firm even offers fee waivers for those who meet certain income criteria.