It’s very important to interview a bankruptcy lawyer before hiring one. In the interview or consultation, you get to know if you and the lawyer will get along. You also get a good sense of the lawyer’s competency and experience. Initial consultations are not always free. Make sure you know if a fee is involved before you arrive for your appointment. Here are some key questions to ask prospective Bankruptcy Lawyers in Jackson, MS.
Does the Lawyer Recommend Bankruptcy?
Bring all information pertinent to your case to the bankruptcy lawyer. You may not need to file for bankruptcy. The lawyer should also be able to explain the differences, benefits and disadvantages of a Chapter 7 bankruptcy and a Chapter 13 bankruptcy. If the lawyer recommends bankruptcy without looking at any of your bills, debts or other papers, get another lawyer. If the lawyer does not have enough information to answer your question, he or she should be able to give you a list of the papers needed to make that conclusion.
How Many Bankruptcy Cases Do You Handle In a Year?
Not all bankruptcy lawyers focus on financial law. A practice, firm or individual lawyer may take a variety of cases. Asking how many bankruptcy cases the lawyer handles in a year lets you know if he or she is experienced in the field. In an ideal world, you would hire a lawyer with more than three years of experience in financial law, but that final decision is up to you.
How Would You Handle My Case?
This lets you know not only what to expect but how aggressive or passive your lawyer is. Large firms may have more than one attorney assigned to your case. If the case needs to go to court, will the lawyer represent you in court? Not all bankruptcy lawyers are comfortable in a courtroom. If the layer makes promises that sound too good to be true, they are. No lawyer should make 100 percent guarantees because one never knows how a judgment will go.
What Do You Charge?
You may be billed by the hour or by the case itself. One is not any better than the other. What’s important is that you understand what you are paying for and when payments are due.