How to File a Claim After a Car Accident

by | May 17, 2019 | Law attorney

When considering filing a claim after an auto accident injury, one of the first calls you need to make after reporting the accident is to a top-rated car injury lawyer. In 2017, a total of 1,028 people were killed as a result of a car accident in Michigan. A large number of auto accident attorneys in Michigan provide free consultations services, so take them up on their offer. Get the compensation you deserve for your pain and suffering.

Immediately Report the Auto Accident
Call 911 and make sure to receive medical treatment right away. Delaying treatment could cost you your life. Once you are out of harm’s way, it’s time to consider if you qualify for any compensation related to your injuries.

It’s important to know that each state and insurance company has time limits, also known as a statute of limitations, on when the accident must be reported to the police as well limitations on how long you can take to file a claim or lawsuit. Therefore, it’s critical you file your claim in the allotted time.

In Michigan, immediate reporting to the police is required. The police will collect valuable evidence that can help you with your claim. Bodily injury and property/comprehensive/collision damage must be reported within three years in Michigan.

Make sure you file a bodily injury insurance claim with the responsible driver’s car insurance provider as well.

Why Do I Need a Car Accident Attorney?
Driver error is the chief cause of most automobile accidents. Although you can file a claim on your own, hiring a reputable attorney is the best way to receive the amount of money you deserve related to your case.

Your attorney can help you and let you know what your legal rights are and if you even have a case in the first place. A top-rated car injury attorney can guide you through the process and handle the most stressful part of filing your claim. Your lawyer will negotiate the best car accident settlement for you.

Get Your Ducks in a Row
To get the best settlement possible, make sure you save all the documentation you receive related to your claim. Obtain all the police reports and all your medical records, including any radiology reports and lab results.

Make sure your doctor documents when and how your injury occurred. Your doctor also needs to note if you have potential for scarring, disability, further injury in the future, and any medication you have to take due to your injury. It’s also vital that your physician documents if you need ongoing pain management and what your prognosis and length of treatment are projected to be.

Injuries sustained in an automobile accident can be life changing, and emotional stress can be overwhelming. Make sure your doctor documents how this stress has affected you.

What It costs You
The Michigan Department of State police reported 6,084 people received suspected serious injuries, which prevent normal activities and require hospitalization in Michigan in 2017. If you’ve missed work due to the accident or for receiving medical treatment related to the car accident, don’t forget to obtain a letter from your supervisor detailing exactly how much work you’ve missed. Missed work hours can add up fast causing you to lose a lot of money that you would have received if you were never in an accident in the first place.

Also, remember to save all your receipts for medications or any medical equipment you may have needed to take related to your injuries. Just the cost of medications can be a huge financial strain for many car accident victims. Having all the necessary documentation can help process your claim faster and increase the chances of receiving the amount of compensation that you are entitled.

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