In Alabama, all workers gain protection under federal employment laws. These laws enforce the requirement for worker’s compensation. All business owners who hire workers must obtain the insurance coverage. This includes workers who are related to the business owner. The Law Office of Gene T. Moore provides representation for all workers who are injured on the job.
Re-Evaluating the Original Claim
The original claim is re-evaluated to determine if shortcuts were taken. The employer must send the worker to an emergency room or urgent care facilities after the injury. They must provide a claim form for the doctor. The doctor must submit the claim to the insurer within a ten-day period. A failure to submit the claim before the deadline could jeopardize access to the benefits.
The Steps Followed for the Claim
Once the claim is submitted, a claim’s adjuster reviews the case. They determine if the injury requires a recovery time that presents an issue for the worker. If it prevents them from returning to work, the recovery time is extensive enough to warrant benefits. However, the injury must be identified in the policy. This deems the injury an eligible injury. If the claim’s adjuster doesn’t approve the claim, the worker receives the notification with a reason.
A Complete Medical Assessment
The doctor must complete a full medical assessment of the injuries. They must provide all results from x-rays and test for the injury. The doctor must provide the worker with detailed information about the injury. This documentation is necessary for the claim. Gene T. Moore can help acquire these medical records for your claim.
Defining an Eligible Injury
An eligible injury requires the worker to require extended medical treatment. If the initial treatment corrects the injuries, they aren’t eligible under the policy. They acquire payment for their treatment, but won’t receive monetary benefits.
In Alabama, all workers are protected under federal employment laws. These laws prevent employers from denying benefits based on legal loopholes. Under these laws, business owners must have worker’s compensation coverage to provide benefits for their employees who are injured. Workers who need assistance for these claims should contact The Law Office of Gene T. Moore today.
