Buying a diamond engagement ring is a big decision, and a big investment. Here are some important things you should know when shopping for an engagement ring.
Know Your Budget
When setting out to purchase an engagement ring, it’s vital to know what your budget is, as they can be pricey depending on the kind you want. There is no “right” amount to spend, you should buy the ring you and your future partner will love and that you can afford. No one wants to start off their married life being thousands of dollars in debt, so watch your budget.
Request Certification
Diamonds come in various grades and it’s wise to get a certification from the Gemological Institute of America on the one you buy. When assessing diamond quality, remember the four Cs: cut, color, clarity, and carat. For instance, gems are rated by their color and clarity and go from FL, which is slightly flawed, to VS1 or VS2 for a more acceptable diamond. The certificate will list the diamond’s distinguishing characteristics. Learn more about diamond certification on our website at http://christoffjewelers.com/diamond-education
Be Sure to Get Insurance
It’s vital to get insurance on your engagement ring so it can be covered if it is lost, stolen or damaged. The cost is based on its value of the ring as well as the area where you live.
Jewelry cost is based on carat, and many couples look for the largest one they can afford. However, you will save if you opt to get one under 3 carats by about 30 percent.
Know Your Partner’s Ring Size
It’s vital to know your partner’s ring size too, as not all engagement rings can be resized. If you are opting for a surprise proposal, there are many ways to get your partner’s ring size without giving away your plan. Getting family and friends involved can be a great idea, as they will likely want to help.
Buying an engagement ring is a big step, but if you follow these simple tips you will be able to get a ring that you and your partner will adore.
